nivorandelyqui - Smart Financial Education & Professional Development

1 Information We Collect

When you interact with nivorandelyqui's platform, we collect various types of information to provide you with personalised financial education services and improve your learning experience.

Personal Information

Full name and contact details including email address and phone number

Professional background and current employment status

Educational history and qualifications relevant to financial learning

Learning preferences and course selections

Payment information processed through secure third-party providers

Technical Data

We automatically collect technical information when you visit our website, including your IP address, browser type, operating system, referring URLs, and pages viewed. This helps us understand how users interact with our platform and identify areas for improvement.

Important: We never collect sensitive financial information such as bank account details, credit card numbers, or investment portfolio data. Payment processing is handled securely by certified third-party providers.

2 How We Use Your Information

Your information helps us deliver quality financial education and maintain our platform's security. We use collected data for several specific purposes, each designed to enhance your learning experience.

Delivering course content and tracking your learning progress

Sending educational updates and relevant financial insights

Providing customer support and responding to inquiries

Improving our courses based on user feedback and engagement patterns

Ensuring platform security and preventing unauthorised access

Meeting legal and regulatory requirements in the United Kingdom

We process your personal data based on legitimate interests in providing educational services, contractual necessity for course delivery, and compliance with applicable laws. When required by law, we'll seek your explicit consent before processing sensitive information.

3 Your Rights and Choices

Under UK data protection laws, you have significant control over your personal information. We're committed to making these rights easily accessible and responding promptly to your requests.

Access Your Data

Request a complete copy of the personal information we hold about you, including how it's being used.

Correct Information

Update or correct any inaccurate personal data we have on file.

Delete Your Data

Request deletion of your personal information when it's no longer necessary for our services.

Restrict Processing

Limit how we use your information in specific circumstances.

To exercise any of these rights, simply contact us using the details provided at the bottom of this policy. We'll respond within one month and won't charge fees unless your request is excessive or repetitive.

4 Data Security and Storage

Protecting your information is a priority. We implement multiple layers of security to safeguard your data against unauthorised access, alteration, or disclosure.

Security Measures

SSL encryption for all data transmission between your device and our servers

Regular security audits and vulnerability assessments

Restricted access controls limiting staff access to necessary information only

Secure data centres with physical and digital protection measures

Regular backups stored in encrypted, geographically separate locations

Data Retention

We retain your personal information only as long as necessary to provide our services and meet legal requirements. Course progress data is kept for three years after completion to support ongoing learning recommendations. Account information is maintained for seven years to comply with UK financial education regulations.

If you close your account, most personal data is deleted within 90 days. However, some information may be retained longer for legal compliance, fraud prevention, or legitimate business purposes.

5 Third-Party Services

We work with carefully selected third-party providers to deliver our services effectively. These partnerships are governed by strict data protection agreements.

Service Providers Include

Payment processors for secure transaction handling

Email service providers for course notifications and updates

Analytics services to understand platform usage patterns

Cloud hosting providers for reliable platform availability

Customer support tools to provide timely assistance

All third-party providers must demonstrate adequate data protection measures and are contractually obligated to protect your information. We don't sell, rent, or share your personal data with marketers or advertisers.

6 Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience and provide personalised content. You have full control over how these technologies are used.

Types of Cookies We Use

Essential cookies required for platform functionality and security

Performance cookies to understand how visitors use our site

Functional cookies to remember your preferences and settings

Analytics cookies to improve our content and user experience

You can manage cookie preferences through your browser settings or our cookie preference centre. Disabling certain cookies may limit some website functionality, but won't prevent access to core educational content.

7 Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices, legal requirements, or service offerings. When significant changes occur, we'll notify you through email or prominent notices on our platform.

Minor updates, such as clarifications or contact information changes, will be posted here without additional notification. We encourage you to review this policy regularly to stay informed about how we protect your information.

Your continued use of our platform after policy updates constitutes acceptance of the revised terms. If you disagree with changes, you may close your account at any time.

Privacy Policy